Your smile is priceless, but maintaining it shouldn’t break the bank. Dental insurance is a valuable tool to keep your oral health in top shape without draining your wallet. But many people don’t take full advantage of their dental insurance benefits. This post will show you how to get the most out of your dental insurance plan to receive the dental care you need. Read on so you can keep your smile bright without stretching your budget.
6 Smart Strategies for Optimal Dental Coverage
#1: Understand Your Dental Benefits Plan
Want to make informed decisions and avoid surprise bills? Knowledge is power when it comes to dental insurance. So, review your dental coverage and ask your provider or dentist questions if anything is unclear. Research the details of your plan, including annual limits, covered services, copayments, and any exclusions.
#2: Use Preventive Services
Most dental insurance plans cover routine cleanings, exams, and X-rays at little to no cost. These preventive services are your first defense against oral health issues. Schedule an exam every six months to catch problems early and avoid expensive treatments later. A dentist in your dental health network of providers can help you stay on track with these essential checkups.
#3: Schedule Treatment Wisely
Need major dental work? Consider spreading it out over two plan years. This is a great way to utilize your annual maximum dental coverage fully. For example, start a procedure in December and complete it at the beginning of January. This approach can help you maximize dental insurance benefits and minimize out-of-pocket expenses.
No dental insurance? Don’t worry! Pleasant Dental has no-insurance dental work covered with flexible financing options.
Call us today to learn more!
(336) 738-3640
#4: Don’t Delay Necessary Treatments
Procrastination can be costly for dental health. Address cavities, gum disease, and other issues promptly to avoid more extensive and expensive procedures down the road. Your dental insurance is there to help you maintain good oral health, so use it proactively.
#5: Consider a Flexible Spending Account (FSA)
If your employer offers an FSA, take advantage of it. You can use pre-tax dollars for out-of-pocket dental expenses like copayments or noncovered treatments. This strategy reduces your taxable income and helps you save on your dental insurance costs.
#6: File with Your Insurance Even if Your Dentist Is out of Network
Don’t let an out-of-network dentist deter you from using your insurance. You may still receive partial reimbursement for the appointment cost or a dental plan discount. Always submit your claims, as every bit of savings counts. For the record, Pleasant Dental accepts many dental insurances, but you can ask us about our Pleasant Dental Savings Plan too.
You Can Count on Pleasant Dental to Help You Make the Most of Your Dental Coverage
Navigating the world of dental insurance can be complex, but you don’t have to do it alone. Pleasant Dental’s Finance Co-ordinator is an expert at helping patients understand and maximize their dental coverage plans. Our team can guide you through your dental network options and help you maximize your dental insurance benefits.
Have dental insurance benefits to use before the end of the year?
Schedule a convenient appointment with Dr. Shah and your friendly team at Pleasant Dental!
“Good health is not something we can buy. However, it can be an extremely valuable savings account.” – Anne Wilson Schaef